Privacy Policy
Effective date: March 2026
This Privacy Policy describes how Summit Digital ("we", "our", or "us") handles information in connection with the Charge for Stripe mobile application ("Charge" or "the App"). We are committed to protecting your privacy and being transparent about our practices.
1. Information We Collect
Charge is designed to collect and store as little data as possible. When you use the App, the following information may be collected or stored on your device:
- Stripe Account ID — When you connect your Stripe account via Stripe Connect, your Stripe account identifier is stored locally so the App can communicate with Stripe on your behalf.
- Locally Cached Data — Products, customers, and settings from your Stripe account are cached on your device using SwiftData to provide a fast, responsive experience.
- Stripe Credentials — Authentication credentials for your Stripe account are stored securely in the iOS Keychain on your device.
We do not collect, access, or store personal payment card data. All payment card information is handled directly by Stripe and never passes through our systems.
2. How We Use Your Information
The information stored on your device is used solely to:
- Facilitate payment processing through your Stripe account via Stripe Connect.
- Display your products, customers, and transaction history within the App.
- Apply a 1% platform fee to transactions processed through the App.
3. Data Storage
All data is stored locally on your device. Specifically:
- SwiftData is used to cache products, customers, and settings on your iPhone.
- iOS Keychain is used to securely store Stripe account credentials.
- No server-side database — We do not maintain a database of user data on our servers.
Our backend infrastructure runs on Cloudflare Workers, which is entirely stateless. Requests are processed and forwarded to Stripe in real time; no data is persisted on our servers.
4. Third-Party Services
Charge relies on the following third-party services:
- Stripe — All payment processing is handled by Stripe. When you use Charge, your payment data is subject to Stripe's Privacy Policy. Charge connects to your Stripe account via Stripe Connect.
- Apple App Store — The App is distributed through the Apple App Store, which is governed by Apple's Privacy Policy.
- Cloudflare — Our stateless backend runs on Cloudflare Workers. No user data is stored by Cloudflare on our behalf.
5. Data Sharing
We do not sell, rent, or trade your personal information to third parties. We do not share your data with anyone except as necessary to process payments through Stripe, as described above. Stripe handles all payment data in accordance with their own privacy policy and applicable regulations.
6. Data Security
We take reasonable measures to protect the information stored on your device. Stripe credentials are stored in the iOS Keychain, which provides hardware-backed encryption. Locally cached data is stored using SwiftData on your device and is protected by your device's built-in security features, including passcode and biometric authentication.
7. Your Choices
You can disconnect your Stripe account from Charge at any time, which will remove your credentials from the App. You can also delete the App from your device, which will remove all locally stored data including cached products, customers, and settings.
8. Children's Privacy
Charge is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us and we will take steps to remove that information.
9. Changes to This Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you through the App or by other appropriate means. Your continued use of the App after any changes constitutes acceptance of the updated policy.
10. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Summit Digital
www.summitdgtl.com